The U.S. Treasury Department will stop issuing paper checks for most federal payments starting September 30, 2025, marking a major shift toward electronic transactions.
The change means that Americans who still receive benefits, such as Social Security or Veterans’ payments, by check must switch to direct deposit or another electronic option before the deadline. Officials say the move improves security and reliability, since paper checks are over 16 times more likely to be lost, stolen, or delayed compared with digital payments.
For most people, no action is required. Americans who already receive tax refunds or benefit payments electronically will continue to do so without interruption. But those who still rely on paper checks should act soon to avoid disruptions.
Beneficiaries can enroll in direct deposit by following instructions from their paying agency, calling the Electronic Payment Solution Center at 800-967-6857, or visiting GoDirect.gov. Individuals without a bank account can open one through FDIC.gov/GetBanked or MyCreditUnion.gov, or they can opt for a Direct Express® debit card to receive benefits electronically.
Government vendors are also required to update their SAM.gov registration with valid bank account information to ensure continued payments. Assistance is available through the SAM.gov help desk.
The Treasury urges the public to be alert for scams, warning that criminals may try to exploit the transition by impersonating government agencies. Officials recommend verifying any communication through trusted websites or phone numbers before responding.
Source: Bureau of the Fiscal Service