Americans face an insurability crisis as climate change worsens disasters – a look at how insurance companies set rates and coverage
Andrew J. Hoffman, University of Michigan Home insurance rates are rising in the United States, not only in Florida, which saw tens of billions of dollars in losses from hurricanes Helene and Milton but across the country. Hurricane Beryl tore up homes in Freeport, Texas, in July 2024. Brandon Bell/Getty Images) According to S&P Global